About Investment & Saving Plans
Insurance investment plans help you save, grow wealth, and secure your family’s future in one solution. These plans combine financial protection with disciplined long-term savings.
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Types of Investment & Savings Plans:
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Endowment Plans
A traditional savings plan that gives you life cover + guaranteed maturity benefit.
Key Features:
• Fixed premium term
• Guaranteed payout at maturity
• Bonus additions (in some plans)
• Life cover throughout the policy term
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Pension / Retirement Plans
A plan designed to build a retirement corpus and provide regular income after retirement.
Key Features:
• Long-term accumulation phase
• Option to receive regular pension (annuity)
• Tax benefits under applicable sections
• Life cover during accumulation (in some plans)
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Guaranteed Return Plans
A plan that offers assured returns, regardless of market performance.
Key Features:
• Fixed, predictable maturity benefits
• Low-risk investment
• Income options: lump sum / regular payouts
• Life cover included
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Non-Guaranteed / Market-Linked Plans (ULIPs)
An insurance plan where your money is invested in equity, debt, or balanced funds.
Key Features:
• Invests in equity, debt, or balanced funds
• Higher return potential
• Flexibility to switch funds
• Transparent fund value tracking
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Money Back Plans
A plan that provides periodic payouts during the policy term + maturity benefit.
Key Features:
• Regular survival benefits
• Lump sum at maturity
• Bonus in participating plans
• Life protection throughout
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Child Plans
A goal-based plan to fund your child’s education and future needs with insurance protection.
Key Features:
• Waiver of premium on parent’s death
• Guaranteed / market-linked options
• Maturity at key milestones
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Whole Life Savings Plans
A long-term plan offering lifelong cover with wealth accumulation.
Key Features:
• Coverage up to age 99 / 100
• Long-term savings
• Guaranteed or participating options
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